Tis the season..

This holiday be mindful of your spending. While gifts are lovely, we ought to give more of ourselves. 

 

 

Photo credit: Mamiverse

 

 

Create a budget and stick to the budget.

Shop off-season and year round, find those sales!

Give memories, photos calendars and mementos are a lovely gift.

Gift yourself, think a homemade dinner or walk in the park .

 

 

Happy Holidays!

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